The new way to pay in Algeria
Send money, get paid and withdraw cash anywhere in Algeria — from your phone, with no bank account and no card terminal. Open in 5 minutes, free transfers between friends.
A payment infrastructure right from your phone
Electronic money issuance, transfers between Centeem accounts, cash withdrawal through the agent network — nationwide coverage.
Proximity payment
Contactless on compatible Android, QR code everywhere.
P2P transfers
Between Centeem accounts, instant, no fees.
Offline mode
Local acceptance when the network is unavailable.
Cash in 69 wilayas
Partner agent network being rolled out.
Accept payments with no physical terminal
Accept payments with no card terminal: contactless, static or dynamic QR, remote payment link. No subscription, no commitment — save up to ~170,000 DZD/year vs a bank terminal.
Contactless
The phone accepts the card, no dongle.
Dynamic QR
Pre-filled amount, configurable expiry.
Employee sub-accounts
Per-operator logging, granular access control.
Reporting & exports
Real-time revenue, PDF / CSV export.
A payment account opened with your passport
Remote onboarding via biometric passport, interbank exchange rate, merchant payment and cash withdrawal through the agent network.
Passport KYC
Secure passport read + identity verification.
FX conversion
Published interbank rate, no hidden margin.
Network access
Cash withdrawal through partner agents.
Multilingual FR/AR/EN
App and support available in 3 languages.
How it works
Up and running in 5 minutes
From download to your first transaction — no paperwork, no branch visit.
Open your account
Download the app, scan your ID, take a selfie. Verified in 5 minutes.
Top up
By CCP, BaridiMob or in cash at a partner agent — anywhere in Algeria.
Pay, get paid, withdraw
Pay a merchant, send to a friend, or withdraw cash at an agent.
Service indicators
Scope and operational targets
Reference figures at launch. Public operating indicators will be published on the Status page after licensing.
Wilayas — target scope
Agent network being rolled out
Availability — target SLA
Measured at centeem.com/status
Interface and support languages
Français · العربية · English
Operational supervision
Platform and compliance on-call
Partner agent network
Nationwide coverage, in real time
A network of cash-in and cash-out partners being deployed across the 69 wilayas — from major cities to district capitals and the Deep South.
Base map — administrative borders from mapsicon (MIT license). Target indicators subject to obtaining the license.
Open a Centeem account
Coming soon on iOS and Android. Identity verification compliant with the Bank of Algeria's Instruction 06-2025.