Invite your friends,
earn 500 DZD each
Centeem grows thanks to you. For every friend you refer, you both earn a 500 DZD bonus you can use right away. No cap, no hidden conditions.
500 DZD for you, 500 DZD for your friend
Credited automatically within 24 hours of their first transaction. No usage-duration condition, no annual cap.
How it works
3 steps, 5 minutes
Share your code
Open the Centeem app → Profile → Referral. Copy your unique code (e.g. FARES2026) or share the direct link via WhatsApp / SMS / email.
Your friend signs up
They download Centeem, enter your code during sign-up, complete their KYC in 5 minutes and make a first transaction (even 100 DZD).
You both earn
500 DZD credited to each of your accounts — automatically, within 24 hours of their first transaction being validated. Money usable immediately (payment, withdrawal, P2P).
Conditions
The program rules
Full transparency, no surprises. Here are all the conditions to know before sharing your code.
- Your friend must sign up to Centeem for the first time (not an already existing account)
- Their KYC must be verified (national ID + selfie, or passport + visa for tourists)
- They must make at least 1 real transaction (send, business payment, or top-up ≥ 500 DZD)
- You yourself must have a KYC-verified Centeem account (Personal or Pro)
- No annual cap: you can refer 1, 10 or 100 friends
- The reward is paid within 24 hours of their first transaction being validated
- If fraud is detected (self-referral, fake identities, etc.), the rewards are cancelled and the offender penalized
Frequently asked questions
We explain everything
How many friends can I refer?+
As many as you like. No cap on invitations or accumulated rewards. If 100 friends use your code and complete their first transaction, you receive 100 × 500 = 50,000 DZD.
Is the money I earn taxable?+
In Algeria, these referral bonuses are treated as a commercial rebate and do not constitute taxable income for individuals. For Pro accounts, check with your accountant depending on your tax regime.
Can I refer a family member?+
Yes, provided they sign up with their own identity (KYC verified under their name). You may NOT create several accounts for the same person (self-referral = fraud).
My friend forgot to enter my code, can it be fixed?+
Yes, within 48 hours of their sign-up. Your friend must contact our support (support@centeem.com) with your code and their account number. After 48 hours, it can no longer be changed.
When does the program end?+
The program stays active until further notice. In case of any change (amount, conditions), we will notify all users 30 days in advance via email + push notification. Ongoing referrals will be honored under the initial conditions.
Can my friend refer me if they had an account before me?+
No, referral only works one way: an existing Centeemer invites a new Centeemer. If you were already on Centeem before them, you can no longer use their code.
Open a Centeem account
Coming soon on iOS and Android. Identity verification compliant with the Bank of Algeria's Instruction 06-2025.